Lillywhite Fosters mortgage brokers were born out of a culmination of hard endeavour and a passion for helping our clients. More than ever, people are choosing to use the services of mortgage brokers. This has come as no surprise when you consider the many hurdles and obstacles to navigate around.
lenders have tightened up lending rules for all types of transactions, be it residential purchases, remortgages, or buy to let. Regulations were overhauled after the financial crisis of 2008 to better protect consumers, restore their confidence, and to safeguard the financial system from collapse.
The days of popping down to see your friendly local bank manager for a simple mortgage are over. This is not as bad as it sounds as there is far more choice and where there is more choice, there is competition, and where there is competition, there is generally lower pricing.
While it is true that the personable approach of yesteryear has made way for internet banking, the humble mortgage broker has taken up the mantle with around 70% of all mortgage business written by brokers and rising.
A new generation of mortgage advice
As the lending products have become more sophisticated, so have our clients wants and needs. Matching these ‘wants and needs’ to the right product can be like searching for the proverbial needle in a haystack. With so many options it can be hard to know where to begin.
Using state of the art and innovative whole of market sourcing systems, and a large measure of grit, Lillywhite Fosters will scour the market to match your needs and criteria to available products.
But the story does not end there…. We will administer the transaction from application to completion. We are so confident in our processes that we do not charge a fee until the day of your completion.
But the story still does not end there… We want to grow with our clients through mutual respect and understanding, after all, we all want the same thing…
.. The best result.